Refinancing Housing Loan
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HOUSING LOAN
House Loan Refinance
Refinancing works by giving a homeowner access to a new mortgage loan which replace its existing one and homeowners are required to demonstrate that refinance mortgage will result in monthly payment savings. In the context of personal finance, refinance multiple debts makes management of the debt easier.
If high-interest debt such as credit card debt, personal loan debt is consolidated into the home mortgage, the borrower is able to pay off the remaining debt at mortgage rates over a longer period.
Services Provides
We help in lower down interest rates or cash out for financial difficulty & credit card debts.
One Stop Solution
We provide one stop solution service to settle your housing loan, from analysing until submitting your application.
HOUSING LOAN
Why Refinancing
High Repayment
Credit card and personal loan debt has vastly higher interest rate than housing loan
Additional Cash
Additional cash using for Investment, Renovation, Education, Medical, and else
Expenses Rates
You wish to clear all pending dues and start a fresh with lower commitment
It can good to explain the opportunity of refinancing housing loan.
HOUSING LOAN
Benefits & Privileges
- To take advantage of a lower interest rates.
- To consolidate other debt into one loan & account.
- To reduce the monthly repayment amount.
- To get cash on hand or free up cash.
Malaysian citizen, 21 years of age and above. Income requirement minimum gross monthly income above RM 3,000.00
| Employee | Employer |
|---|---|
| IC | IC |
| EPF Latest | SSM |
| S&P Home title | Income Tax With E-lejar |
| S&P Home title |